Real estate appraisal services for homeowners in the city of Rochester and Olmsted County

Check out the top seven reasons MN homeowners call on Miller Appraisal Co.:

Find the right listing price (whether you're using a real estate agent or selling the home on your own)
To challenge a MN property tax assessment
Remove PMI to reduce their mortgage payment
To reinstate their Home Equity Line of Credit (or HELOC)
Verify another appraiser's report
In the case of a MN divorce, when real estate property needs to be divided
To determine the true market value of property in question to settle an estate in MN

Own a house in or near Rochester, MN and need help determining the value of it?
Contact Miller Appraisal Co..

We at Miller Appraisal Co. understand the unique needs of a consumer after appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get an extra level of customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Miller Appraisal Co. will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. It's something concrete to show your buyer. It's an independent third party's opinion of your house's price, and not just you saying how much your house is worth. Interested buyers assume that you have an emotional attachment to your home and will be more likely to give credibility to a professional appraiser's value assessment than yours.

Appraisals to cancel PMI

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a popular money saver for homeowners. Once your mortgage loan amount is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We are experts in helping people just like you do away with unneeded and unwanted PMI insurance.

Challenging property tax assessments

Lets say your home is not appreciating as much as other properties close to yours -- your local tax assessor may have your house overvalued. That means you're going to pay more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. Getting an appraisal report from Miller Appraisal Co. is your strongest weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your house is in a declining area -- even if your specific property has not declined in value. Not only can this be troublesome from a cash flow angle, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. Miller Appraisal Co. can help you reinstate your home equity line of credit with efficient appraisal.

We Offer Field and Desktop Appraisal Review Services

Do you need a seasoned appraiser to double-check your appraisal for accuracy, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Miller Appraisal Co. offers field reviews where we'll go out and check the subject and comps. Or, if you need it in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal? We can We can assist you Even though this is typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your house.